Category: Information

It’s impossible to track the many investment programs in disinvested Chicago neighborhoods

September 14, 2017 / / 0 Comments

An article in the Chicago Tribune that announces Chase bank’s increase in the amount of grants it is offering in Chicago goes on to detail myriad existing grant, loan, and donation programs from public and private sources for neighborhoods that have few jobs, few resources, no privilege, and lots of quality of life problems.

But not all of the programs. There are more, but I don’t even know how many more, nor do I know all of their names. I just know that I’ve read about them before.

The article is where I learned that Benefit Chicago – a $100 million investment fund  operated by the Chicago Community Trust, MacArthur Foundation, and Calvert Foundation, but hasn’t finished raising all the money – has started giving out loans and grants to Chicago recipients, including Garfield Produce Company.

Calvert Foundation has a brokerage (I think that’s the best name for it) through which regular Chicagoans can invest $20 minimum and earn 1.0% interest on that investment after 1 year. Longer periods net higher returns.

Anyway, back to my point…

If I were a business owner in Chicago, and I wanted financial assistance to expand my business – say, buy more kitchen equipment to be able to produce more food – where would I start looking?

Is there a list somewhere? Will my alder know? Is there a group in my neighborhood that can help me track down a funder? Is this more complicated than getting a VC to fund a “Bodega killer“?

One of the things I’ve tried to do with the tens of thousands of maps on Chicago Cityscape is highlight when a business or property owner could be eligible for financial assistance based purely on their geography.

Map of areas where you, as a business or property owner, can get funding assistance from publicly-funded programs.

These geographers where government funding is available are marked with a green icon of a dollar bill that links to a Resources page I adapted from a pamphlet the city’s planning department used to produce. These include:

  • TIF (tax increment financing) districts, including whether the district participates in the Small Business Improvement Fund
  • MMRP (micro market recovery program)
  • Enterprise Zone (a state of Illinois program)
  • Industrial Growth Zone (expedited approval processes + environmental remediation money)
  • Special Service Area (SSA; business improvement district)
  • Chicago landmark and National Register of Historic Places districts
  • Planned Manufacturing Districts (PMD), although I forget what assistance is available here
  • Neighborhood Opportunity Fund zones (an interesting policy that charges developers for additional density and grants that money to small business owners on the South and West Sides)

Not every area within the above categories is in a disinvested neighborhood because not every program was designed for that. 

Green dollar bill signs on Chicago Cityscape

Once you know this, I guess you can target your research. But there’s still a lot more to do. To start: Where the heck is Chase investing? Where the heck is Benefit Chicago investing? They don’t publish maps, as far as I can tell.

Actually, thinking about this more, as I reach nearly 400 words in this blog post, I’ve got another idea: Show up at Rahm’s new Small Business Center at City Hall and ask them.

A map of maps

August 3, 2017 / / 0 Comments

The map of maps.

Over on my website Chicago Cityscape I’ve assembled a map of maps: There are 20,432 maps in 36 layers. You might say there are 36 maps, and each of those maps has an arbitrary number of boundaries within. I say there are 20,000+ maps because there’s a unique webpage for each of them that can tell you even more information about that map.

This post is to throw out some analysis of these maps, in addition to the simple counts above.

The data comes from the City of Chicago, Cook County, and the U.S. Census Bureau. Some layers have come from bespoke sources, including the entrances of CTA and Metra stations drawn by Yonah Freemark and me for Transit Explorer. The sections of the Chicago River were divided and sliced by the Metropolitan Planning Council. The neighborhood and business organizations layers were drawn by me, by interpreting textual descriptions of the organizations’ boundaries, or by visually copying an organization’s own map.

There are 6,879 unique words longer than 2 characters, in the metadata of this map of maps. The most common word is “annexation”, which makes sense, given that the layer with the most maps shows the 10,668 Cook County annexation actions since 1830 – the first known plat was incorporated in the City of Chicago.

The GeoJSON file, an open source, human readable GIS format, comes out to 30 MB, and it make break your browser when you try to display this layer.

The next group of words are also generic, like “planned” and “development”, related to the Planned Development kind of zoning process in Chicago – called Planned Unit Development in other jurisdictions.

After that, some names of municipalities that traded back and forth between unincorporated Cook County and incorporated municipalities are on the list.

Working down the list, however, it gets really boring and I’m going to stop. I bet if you’re a smarter data science person you can find more interesting patterns in the words, but I’ve also increased the number of generic words (like planned development) by adding these as keywords to each map’s “full text search” index, to ensure that they would respond to a variety of search phrases from users.

Inclusionary zoning calculator will tell you how many units a developer can afford to make “affordable”

July 28, 2017 / / 0 Comments

An “inclusionary zoning” calculator can help you determine how much affordable housing your town should require that developers build in their new construction residential buildings.

I learned about Grounded Solutions Network’s Inclusionary Housing Calculator at the second-ever YIMBYtown conference in Oakland, California, two weeks ago.

YIMBY (yes in my back yard) is a movement to reduce barriers to building more housing in order to be able to house everyone at a level they can afford. It’s a movement for other things, and it means a lot of different things to a lot of different people but the end result is that more housing needs to be built.

An interested person inputs a lot of values relevant to their local housing market into the IHC and it will calculate the cost of construction per unit and the rental income from those units, and then will figure the profit margin for the developer. What makes this “inclusionary” is that one also needs to enter the desired portion of units that are set aside as “affordable” (to people making a certain income) and subsidized by the developer’s rental income.

I put the IHC through a real world exercise by inputting as much data as I knew about a rejected proposal in Pilsen.

The first proposal from Property Markets Group had 500 units, and 16 percent of them were set aside (news on this and their subsequent proposals) [I cannot find the source of the “16 percent on-site” factor]. Chicago’s Affordable Requirements Ordinance, or ARO, requires that 10 percent of the units are affordable, and that 25 percent of those 10 percent must be built on site. The other 75 percent can be built on site, or the developer can pay an in-lieu fee per unit.

Needless to say, 16 percent on-site is much, much higher than 25 percent of 10 percent. A neighborhood organization, the Pilsen Land Use Committee, however, requires 21 percent in the area, and the city council member, Danny Solis, 25th Ward, adheres to.

PMG said they couldn’t go that high, and that’s what I wanted to test.

According to this Inclusionary Housing Calculator, could the developer make enough profit (considered as 10 percent) if the building had 21 percent of units as affordable?

In this exercise, the answer was “no, PMG could not make a profit if they had to set aside 21 percent of the units as affordable.”

But the calculator showed that they could earn a 12 percent profit if 16 percent of the units were affordable. 

Some of the inputs are actual, like the sale price of the land (found in the Illinois Department of Revenue’s transactions database), but I had to make up some inputs, including the apartments’ bedroom mix, and the future rental prices of those apartments.

Further reading

  • It’s tough for people to move into one of these set-aside apartments in Chicago (DNAinfo Chicago, July 28, 2017)
  • Inclusionary zoning cannot create enough affordable units (City Observatory, February 11, 2016)
  • Other housing cost calculators like this one (City Observatory, July 26, 2016)

360° spherical photos of Chicago from 300 feet in the air

June 28, 2017 / / 0 Comments

This rad app called Hangar 360 captures a spherical photo from 300 feet in the air. If you look at them on your phone the picture takes advantage of your phone’s sensors and the image moves as your phone moves.

Click on the linked location to view the spherical photo.

Plazas at 150 N Riverside and River Point (444 W Lake St)

Wolf Point – this launch site can no longer be used because it became an active construction site for the second of three skyscrapers a couple of days ago.

Providence St. Mel and downtown Chicago

Garfield Park – one of the city’s grand parks and part of the boulevard system, or “Emerald Necklace” that connects the Northwest Side boulevards to the West Side parks of Humboldt Park and Garfield Park to the South Side parks of Douglas Park, Washington Park, and Jackson Park.

Former Ickes housing site and its relation to downtown

Ickes redevelopment site and National Teachers Academy – this site used to have over 1,000 residences owned by the Chicago Housing Authority and is going to be redeveloped into just under 1,000 units for a mixed-income community.

Smokestacks at a former incinerator in Humboldt Park

West Side incinerator – these two smokestacks remain from one of the city’s four trash incinerators, and are the subject of an upcoming story from City Bureau.

We can actually measure the “character of the neighborhood”

June 18, 2017 / / 0 Comments

The vacant lots on the 2300 block of W Erie Street are owned by the City of Chicago.

At many public meetings about development proposals, people oppose new housing on their block because it “doesn’t fit in with the character of the neighborhood”.

This is often a code or mask that the person is trying to prevent anything from changing on their block (a.k.a. NIMBY), and sometimes trying to prevent a certain kind of person (poor, Black, disabled, veteran, you name it) from living near them.

Chicago is selling six vacant lots (marked as one parcel & PIN) to a developer for $6 who will buy six single-family houses that will cost about $247,000. Only a person or family who earns up to 120 percent of the area median income could apply to purchase the house; they have to live in it for 15 years.

The other dominant building type on the block are these one-story single-family houses.

I personally think that two-flats should be built here, because land is expensive and scarce, and there should be more affordable housing everywhere in Chicago.

Are there objective ways to measure the character of a block or neighborhood? Sometimes when people say character they mean that the proposed buildings are too tall, relative to existing buildings. Other times they mean that theirs is a single-family neighborhood and thus anything with more than one unit per lot is “out of character”.

One of the common building types on the block are these masonry single-family houses.

I can measure that. I’ve started developing a query against the Cook County property tax database that Chicago Cityscape has which will count the different property types on any given block.

One of the six lots is 2327 W Erie St (it’s currently classified as “UnClassified”). Here’s a breakdown of the other property types on the block:

  • Residential garage (1 of these)
  • Apartment building with 2 to 6 units, any age (5 of these)
  • One Story Residence, any age, 1,000 to 1,800 square feet (10 of these)
  • Two or more story residence, up to 62 years of age, 2,001 to 3,800 square feet (8 of these)

The dominant building type is a single-family house smaller than 1,800 square feet. The proposed houses will have 2,500 square feet and two stories, which is similar to the characteristics of the second most present building type on the 2300 block of W Erie St.

I’ll be rolling out this feature within a couple of weeks on Chicago Cityscape after some more testing. (Right now it can only grab the properties in the red boundary on the above map, and not the corner properties that have addresses on the intersecting streets, because the query uses string matching to find addresses on “W ERIE ST” with building numbers between and including 2300 and 2399.)

Which block do you want me to test?